If you shop for groceries and drive regularly, you’re likely missing out on one of the easiest ways to save at the pump: stacking grocery fuel points with cashback apps. Grocery chains like Kroger and Safeway offer fuel rewards for every dollar spent, and when you combine those savings with cashback tools like Fluz, you can effectively double your discounts on every fill-up.
Here’s how to take full advantage of this smart savings strategy.
Step 1: Join Your Grocery Store’s Fuel Rewards Program
Most major grocery chains offer free loyalty programs that let you accumulate points with each grocery purchase. These points are redeemable at partner gas stations for cents-off-per-gallon discounts.
- Kroger Fuel Points: Earn 1 fuel point per $1 spent. Redeem 100 points for 10¢ off per gallon (up to 35 gallons) at Kroger Fuel Centers or participating Shell stations.
- Safeway for U: Earn 1 point per $1, with similar redemption rates. Points can be used at Safeway Fuel Stations and participating Chevron and Texaco stations.
Tip: Check your receipt or grocery app to track how many points you’ve earned and when they expire.
Step 2: Redeem Fuel Points at Participating Gas Stations
Once you’ve earned enough points, redeem them at the pump by entering your phone number or loyalty ID. Your per-gallon discount will apply automatically before you pay.
Redemption examples:
- 100 points = 10¢ off
- 200 points = 20¢ off
- Up to 1,000 points (for $1.00 off per gallon) in some programs
Note: Limits often apply to a maximum of 35 gallons per fill-up.
Step 3: Pay With a Cashback App Like Fluz
To increase your savings, use a platform like Fluz to earn cashback with a gas gift card at supported fuel stations. For example, if your Safeway fuel points are redeemable at Chevron, you can buy a Chevron gift card through Fluz and pay with it at the pump—getting cashback while also using your grocery discount.
Other Fluz-supported fuel merchants include:
This lets you double dip: grocery savings + digital cashback.
Step 4: Pay With a Rewards Credit Card for Triple Stacking
If you use a rewards credit card to fund your Fluz gift card purchase, you can earn an additional 2%–5% back depending on your card’s fuel or grocery category. This adds a third layer of savings to your strategy.
Recommended cards:
- Chase Freedom Flex (5% on quarterly rotating categories)
- Citi Custom Cash Card (5% on top monthly spend category)
- Sam’s Club Mastercard (5% on fuel up to $6,000 annually)
Important Considerations
- Fuel points often expire after 30–60 days—use them before they reset.
- Not all Chevron or Shell stations participate in grocery fuel programs—check your store’s map or ask at the pump.
- Digital gift cards may need to be redeemed in-store at some locations—know your station’s policy.
Save More Without Changing Your Routine
If you already buy groceries and drive regularly, combining fuel points with cashback apps is one of the easiest ways to reduce your gas expenses. You’re simply layering programs you already use—earning fuel discounts for spending on groceries, cashback for paying with Fluz, and possibly even credit card rewards on top. It’s a high-impact savings strategy that requires no lifestyle change—just smarter payment choices.
